Pinnacle    -3.5 -115   BET365    -3.5 -115  Sportsinteraction   -3.5 -115 888port   -3.5 -115

Posted at 9:00 AM ET. Odds are subject to change

San Francisco -3.5 over Chicago

8:15 PM ET. Yes, both teams sit at 11-4, but these résumés are not created equal. The Bears are riding late-game heroics and emotional wins, while San Francisco has been systematically dismantling opponents. The Niners have won five straight and just hung 48 on Indianapolis, looking every bit like a team peaking at the right time. Add in the quiet but important detail that the Super Bowl will be played in Santa Clara, and you’ve got a San Francisco team with real incentive to climb the seeding ladder, not just punch a playoff ticket. Laying less than a touchdown at home in this spot is a number we’re willing to work with.

Chicago’s surge has been impressive, and Caleb Williams deserves credit for the progress he’s made. That said, the profile is fragile. The Bears needed a 10-point fourth-quarter comeback and an overtime bomb to survive Green Bay, and that type of script is far less repeatable against a disciplined, explosive San Francisco roster. The Bears are also still missing key pieces, including Rome Odunze, and they’ve leaned heavily on late-game variance rather than sustained control. That’s a dangerous way to live when stepping up in class, especially on the road, in prime time.

On the other side, Brock Purdy is operating at a different level right now. Five touchdown passes last week weren’t an accident — they were the product of timing, balance, and a system that forces defenses to pick their poison. Even with some injury questions, San Francisco’s structure, pass rush, and offensive ceiling far exceed Chicago’s.

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